1. Property of the website

carnegie-fund-services.ch is the property of Carnegie Fund Services Limited (hereafter “CFS”). CFS has its registered office at 11, rue du Général-Dufour, 1204 Geneva, Switzerland. To contact us, please visit: https://carnegie-fund-services.ch/contact/.

CFS is authorised as a Representative of foreign collective investment schemes and supervised by the Swiss Financial Market Supervisory Authority, FINMA.

2. Purpose of the website

All information and documents contained on the carnegie-fund-services.ch website are for information purposes exclusively. The website is destined to present the variety of services offered by CFS, a leading independent legal representative of foreign collective investment schemes in Switzerland.

3. Ease of navigation

The carnegie-fund-services.ch website has been designed to be easily navigable and has a clear and intuitive structure. . If a visitor encounters navigation issues while using this website, please contact us via the contact form.

4. Accuracy and availability

While considerable care has been taken to ensure that the information contained in this website is accurate and up-to-date, no guarantee is given as to the accuracy or completeness of any of the information and no liability is accepted for any errors or omissions in such information. The content of this website is subject to change without notice. The content of carnegie-fund-sevices.ch, including the layout or any information, may be changed, suspended or withdrawn, wholly or partly, at any time.

CFS does not guarantee the suitability of the information contained on carnegie-fund-services.ch, in the documents and related graphics published on this website, for any purpose. All such contents, documents and related graphics are provided without warranty of any kind. One should be aware that the information and services listed on carnegie-fund-sevices.ch and those provided by any third-party, that may be accessed via a link from this website, may not be suitable for all visitors.

CFS shall undertake its best efforts to maintain the full functioning and availability of the website at all times. . CFS does not grant any warranty regarding an uninterrupted availability and error free functionality of the website. CFS may not be held liable in any way if the website is not available or not functioning normally.

5. No offer to buy or sell, nor advice

Information or opinions contained on carnegie-fund-services.ch do not constitute an offer, or solicitation, to buy or sell, subscribe or redeem, any share in a fund, or securities or financial instruments. . Information contained, or opinions expressed in this website do not form part of any contract for the sale or purchase, subscription or redemption of any investment or share of any fund. Further, the information and documents contained on carnegie-fund-services.ch do not constitute neither financial, legal or tax advice, nor advice of any nature.

The websites’ content is provided for information purposes only. Should a visitor seek to rely in any way whatsoever on any of the content displayed on the carnegie-fund-services.ch website, he/she does so at his or her own risk.

6. Investment Risks

CFS does not offer investment advice of any kind but wishes to draw the visitors’ attention to the fact that any investment bears inherently a risk of loss, even the complete loss of the amount invested.

Past performance is no indication for future performance. The value of an investment and any income derived from it can fall as well as rise as a result of market and currency movements, and an investor may not get back the full amount originally invested. Investments in emerging markets can involve higher risks and are potentially more volatile than those in established markets.

Therefore, any investment should be made carefully, on the basis of the Key Information Document (“KID”), the Prospectus and its relevant supplements, the last financial accounts, as well as seeking appropriate advice form a qualified financial adviser.

7. Third-Party Sites

Computer links to third-party websites on carnegie-fund-services.ch are provided for the visitors’ convenience only. CFS has not reviewed any third-party websites and is not responsible for their content. Therefore, CFS does not make any representations concerning third-party websites, or any material found thereon, or any results that may be obtained by consulting them. . If a visitor accesses any third-party websites via links found on this website, the visitor does so entirely at his own risk. The use of other third-party websites may be subject to the terms and conditions of such third-party websites, which the visitor should read carefully.

8. General disclaimer

CFS shall not accept any liability of any kind for losses or damages of any nature whatsoever, be they direct, indirect or consequential damages, which might result from the use of carnegie-fund-services.ch website.

Furthermore, CFS shall not accept any liability for any tampering with the Internet user’s computer system by unauthorised persons. Reference is expressly made to the danger of viruses, malware or spyware and the possibility of deliberate hacking attacks.

9. Changes to the Legal Disclaimer

CFS may change the present Legal Disclaimer at any time by updating these pages and the clauses contained therein without prior written notice. Thereafter, the revised Legal Disclaimer shall be binding.

The visitor agrees to review any and all of the applicable clauses of the Legal Disclaimer regularly and that his use of any part of the website will be immediately subject to any such changes once they have been made.

10. Delegation to third parties

CFS may delegate any activity to a third party, in part or in full, pertaining to the operation and/or running of the website without any prior notice. . The visitor expressly agrees to this delegation possibility.

11. Disclosure of interests

With regards to possible conflicts of interests, the attention of visitors is drawn to the fact that CFS and/or members of its board of directors, managers and employees may have or have had interests in a financial instrument or have or have had positions in the relevant securities presented on the website. . As well, CFS, or any of the persons previously mentioned, may have or have had a business relationship with or may provide or have provided other services to or serve or have served as directors or managers of the fund providers or companies listed on the website.

However, in order to avoid conflicts of interests CFS does not sell, distribute or offer any funds of its clients.

12. Copyright

The content of the website of CFS in its entirety is subject to copyright. Therefore, the written consent of CFS is mandatorily required prior to any reproduction, modification, transmission, transfer, linking or other use, whether for a part or the whole website, for any purpose including the pursuit of commercial and/or public exploitation.

13. Trademarks

carnegie-fund-services.ch and its logo are registered trademarks. These trademarks are used under license and CFS is authorized to use such items. The use, reproduction, linking to carnegie-fund-services.ch and/or its logo or trademarks are prohibited without prior approval in writing by CFS.

14. Severability

In the event that one or more clauses in this Legal Disclaimer would become void, invalid, illegal or unenforceable, for any reason, neither the legality, the validity, nor the enforceability of the other clauses shall be affected or compromised.

15. Applicable law and place of jurisdiction

The terms and conditions as set forth herein are governed exclusively by Swiss law. Geneva’s courts and, in the case of appeal, the Federal court in Lausanne shall be the sole place of jurisdiction for any litigation arising thereof.

16. Legally binding version of the Legal Disclaimer

Only the English version of the present Legal Disclaimer is legally binding. In case of discrepancies between versions, the English version shall prevail.